Starting a Pension in Ireland
Planning for your future doesn’t have to be overwhelming. Whether you’re new to the workforce or well into your career, starting a pension is one of the smartest steps you can take to secure your financial future. It’s never too early or too late to start saving for retirement.
Why Starting a Pension is a Smart Choice
Starting a pension is one of the most important steps you can take toward securing your financial future. It’s more than just a savings plan—it’s a tailored approach to ensuring you have the resources to enjoy retirement on your terms. Pensions provide unmatched flexibility, security, and financial benefits, empowering you to retire when and how you choose.
1. Why is starting a pension better than saving in a regular account?
Pensions offer unmatched tax benefits. Contributions qualify for tax relief at your marginal rate, and investment returns grow tax-free. When you retire, you can withdraw up to €200,000 tax-free—making pensions the most efficient way to save in Ireland.
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2. Is it worth starting a pension if I don’t have much to spare?
Absolutely. Even small contributions benefit from compounding, where your money grows over time. The earlier you start, the more your fund will accumulate, helping you reach your retirement goals without financial strain.
3. How do I know which pension fund is right for me?
Choosing a fund depends on your risk appetite and retirement timeline. As a Qualified Financial Advisor we can guide you in selecting a fund that aligns with your goals, balancing growth potential with security.
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Planning Your Pension? Here's How a Financial Advisor Can Help
Financial decisions can feel overwhelming, but a financial advisor turns uncertainty into clarity. With our expert guidance, you’ll feel confident and ready to take control of your future.
Clarity & Knowledge On Your Financial Situation
Understand your financial situation and the steps needed to move forward.
Greater Financial Confidence
Feel secure knowing your finances are on the right track.
Informed Financial Decisions
Make smarter, more strategic choices with expert advice tailored to your goals.
Clear Financial Plan for The Future
Have a detailed, actionable roadmap to achieve your retirement goals.
Client Testimonials
At Quigley Financial Brokers we are dedicated to helping our clients figure out the best pension plan for a healthy and sustainable pension in retirement.
What Difference Will Good Financial Advice Make?
* The Value of Financial Advice, 2016 PIBA / Standard Life
**Econometrics Models on the value of advice of a financial advisor, July 2016 Canada Cirano
