What are the benefits of a Personal Pension Plan?
Personal pension plans are designed for people who don’t have a pension scheme through work and who want to set aside money themselves or self-employed individuals who wish to provide for their retirement.
Tax Relief on Contributions
A personal pension plan is a tax-efficient way to save for retirement. Contributions qualify for income tax relief, meaning a €1,000 contribution might cost as little as €590 after tax savings. This allows you to grow your retirement fund faster and more affordably.
Control Over Contributions
Personal pension plans offer flexibility, allowing you to contribute monthly, annually, or with lump sums. You can adjust your contributions as your financial circumstances change, making it easier to stay on track for retirement.
Investment Choices
A personal pension plan gives you access to a wide range of investment options, helping your retirement savings grow over time. By selecting funds that align with your goals and risk tolerance, you can maximise the potential for long-term financial growth.
Planning Your Pension? Here's How a Financial Advisor Can Help
Financial decisions can feel overwhelming, but a financial advisor turns uncertainty into clarity. With our expert guidance, you’ll feel confident and ready to take control of your future.
Clarity & Knowledge On Your Financial Situation
Understand your financial situation and the steps needed to move forward.
Greater Financial Confidence
Feel secure knowing your finances are on the right track.
Informed Financial Decisions
Make smarter, more strategic choices with expert advice tailored to your goals.
Clear Financial Plan for The Future
Have a detailed, actionable roadmap to achieve your retirement goals.
Client Testimonials
At Quigley Financial Brokers we are dedicated to helping our clients figure out the best pension plan for a healthy and sustainable pension in retirement.
What Difference Will Good Financial Advice Make?
* The Value of Financial Advice, 2016 PIBA / Standard Life
**Econometrics Models on the value of advice of a financial advisor, July 2016 Canada Cirano